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St. Louis Junior Bonds

St. Louis Junior Bonds is a long-term investment program for 7th and 8th grade students, providing funds at age 18 to support education, homeownership, business creation, or retirement savings.

About St. Louis Junior Bonds

St. Louis Junior Bonds is a long-term investment program designed to support students as they transition from middle school into adulthood.

The program makes an investment on behalf of 7th and 8th grade students. Funds become accessible when a student turns 18, helping them take important next steps such as continuing their education, purchasing a first home, starting a small business, or opening a retirement account.

The program is funded by the James S. McDonnell Foundation and Edward Jones, reflecting a shared commitment to expanding opportunity and long-term financial stability for young people in St. Louis.

Program Administration

St. Louis Junior Bonds is administered by the Scholarship Foundation, a trusted local organization with more than 100 years of experience supporting students and families in the St. Louis region.

Additional details about eligibility, selection, and timelines will be shared as they become available.

FAQs

Who is St. Louis Junior Bonds for?

The program is designed for 7th and 8th grade students in St. Louis.

When can students use the funds?

Funds become available when a participant turns 18.

What can the funds be used for?

Eligible uses include education or training, a first-time home purchase, starting or investing in a small business, or opening a retirement account.

Who funds and administers the program?

The program is funded by the James S. McDonnell Foundation and Edward Jones and administered by the Scholarship Foundation. Additional information about eligibility and timelines will be shared as the program moves forward.